Klarna Pay in 3, Interest Free

On all orders over £75

  • Spread the cost of your purchase over 3 equal payments.
  • Each payment will be automatically deducted monthly from your chosen payment card. No interest, fees or late payment charges.
  • 1st instalment when you purchase. 2nd instalment after 30 days. 3rd payment after 60 days.


Klarna provides payment services to more than 70,000 online stores and over 60 million customers worldwide have trusted Klarna to securely handle their payments.

Pay in 3 is a payment option that allows you to get your goods now, and pay for them in instalments. Pay in 3 equal, interest-free payments, free of charge. Payments are automatically charged every 30 days - perfect for spreading the cost over time without the hassle or the cost.


To use Pay in 3 you must be at least 18. Whilst this option is widely promoted, Pay in 3 is subject to your financial circumstances. When choosing Pay in 3, our assessment will not affect your credit rating.


It is not always universally available. The Pay in 3 payment option is automatically generated by algorithms that are dependent upon a number of factors, including address details, cardholder details, cost amount of order, the online store, previous order history, and item availability.


No, this is not currently possible for Pay in 3 purchases.


Once Deflector DC has received the return (partial or full) and you have received their confirmation of this, an updated statement will be sent to you by Klarna. If you returned a partial order, you’ll receive an adjusted payment schedule. With a full return, we shall refund any payments collected and cancel any future scheduled payments.


Klarna will automatically attempt to collect your payment for your Pay later in 3 purchase from the debit or credit card you entered at checkout. If we are unable to collect your payment on the scheduled due date Klarna will make one further attempt to automatically collect payment two days later. Should this last payment attempt fail, Klarna will issue you a statement for the full outstanding order amount which will become payable 15 days later. Klarna shall notify you when a payment is due two days in advance of attempting to collect your payment.


As soon as Deflector DC has accepted your cancellation/return, Klarna will cancel any future scheduled payments, as well as refund any amounts due.


If you want to make a purchase with Klarna using Pay later in 3, you’ll need to provide your mobile phone number, email address, current billing address and a debit card or credit card. The mobile number is required in case we need to reach you. All communications will be sent to your email address. It’s very important that you give us the correct details, as otherwise, you will not receive your payment schedule and any updated order information.